Yes. This discretionary service will generally be limited to $500 overdraft balance on most checking accounts. Students over the age of 18 are limited to $300 overdraft balance on their checking accounts. Any and all fees and charges, including but not limited to non-sufficient funds/overdraft fees will be included in the courtesy pay limit. SEG reserves the right to require you to pay your negative balance, including all fees, on demand. New accounts or accounts determined by the credit union may be limited to a $250.00 overdraft balance.