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SEG Federal Credit Union stands apart from typical financial institutions when it comes to lending. We offer a personal approach, working closely with you to create a rewarding experience for investment. Learn more about our loans below.

Get To Know SEG Federal Credit Union

Over 60 years of serving our community

SEG Federal Credit Union is a full service, not-for-profit cooperative dedicated to serving our members. We were originally chartered in 1951 as Laurel NP Employees Federal Credit Union. Our original field of membership was limited to the employees of Northern Pacific Railway Company and their families. In 1971 our name was changed to Laurel BN Federal Credit Union.

In 1985 our name was changed to SEG Federal Credit Union. Since the original field of membership was adopted in 1951, the credit union has expanded to include more than fifty small (select) employee groups throughout the Laurel area. Throughout the many changes within the railroad, the credit union has tried to maintain our close connection with our original membership base but we have also expanded our membership base to promote growth and stability.

Although many changes have taken place since 1951 the credit union's philosophy has never changed. We continue to be not-for-profit, not for charity, but for service.

Recognized Holiday Closures

  • New Years Day
  • Closed at noon on New Years Eve Day
  • Martin Luther King, Jr. Day
  • Presidents’ Day
  • Memorial Day
  • Juneteenth
  • Independence Day
  • Labor Day
  • Columbus Day
  • Veterans’ Day
  • Thanksgiving Day
  • Closed at noon on Christmas Eve
  • Christmas Day

Always expanding our membership base

Employees and their immediate families of the following businesses or groups and persons who live in, are employed in, attend school in, or worship in Carbon and Stillwater Counties are eligible for membership at SEG Federal Credit Union.

  • 406 Kids Drop-In Childcare
  • ACE Electric
  • Ace Hardware
  • AutoZone
  • Beartooth Veterinary Service
  • Big Sky Woodcrafters
  • BNSF
  • Bypass Truck Repair
  • Caboose Saloon
  • Carlton Depot
  • Cenex Refinery Employees & Contractors
  • Chemtron Company
  • City of Laurel
  • Covert Cleaning
  • CVS Pharmacy, Laurel
  • Domino’s
  • Dynamic Designs
  • Fairfield Inn
  • Fiberglass Structures
  • First Baptist Church
  • Fowl Play
  • Fox Companies
  • H & R Block
  • J & M Auto Parts
  • KC Interiors
  • Laurel Ford
  • Laurel Golf Club
  • Laurel’s Main St. Perk
  • Laurel Medical Center
  • Laurel Outlook
  • Laurel School District
  • MasterLube
  • McDonald's of Laurel
  • Mel’s Auto Clinic
  • Midway Auto and RV
  • Montana Rail Link, Laurel
  • Pizza Hut
  • Powder River Transportation
  • Rapid Tire
  • Ricci’s Express
  • Schlesser Ready Mix
  • Steiger CU Services
  • Sunlight Property Management
  • Tendernest
  • Thomae Lumber
  • Town Pump, Laurel
  • Wood’s Powr-Grip
  • Western Pump
  • Walmart of Laurel

Our credit union structure

SEG Federal Credit Union is a not-for-profit cooperative. As a member of SEG Federal Credit Union you are a member/owner of the credit union. We do not have outside stockholders. Earnings are returned to you in the form of higher dividends, lower loan rates, and lower fees.

We encourage all our members to get involved in the credit union. In July we have our annual meeting. At this meeting we present the financial status of the credit union, and we elect the Board of Directors. The Board of Directors appoints the Supervisory Committee and other special committees (investment, marketing, etc.) This is also a great forum to ask any questions you may have about the operations of the credit union.

The Board of Directors of SEG FCU is composed of five credit union members, each serving a three year term. The basic function of the Board of Directors is to make decisions, advise, serve as trustees and perpetuate the Credit Union. Other Board responsibilities include: guide the credit union, work in the best interests of the members and do all that is "necessary and proper" under the law, appoint members of the Supervisory Committee, Loan Officers, Security Officer and Membership Officer, attend and actively participate in monthly Board meetings, planning sessions, and committees as required.

Committed to community involvement

SEG Credit Union is committed to supporting our community. On an annual basis we have donated to numerous causes, assisted with food drives, provided scholarships and more. The following is a sample of what are proud to be supporting.

  • Annual Shred-a-Thon
  • Big Brothers Big Sisters
  • Billings Gazette Papers in Schools
  • Boy Scouts
  • Big Sky Chapter Prevention of Elder Abuse
  • Classroom Connections Educator Grants
  • Fromberg Schools Backpack Meal Program
  • Missoula Children's Theater Program
  • Laurel Booster Club
  • Laurel Locomotive Radio Broadcasts
  • LVFD Fireworks Display
  • LVFD Christmas Candy
  • Laurel Aviation and Technology Week
  • Laurel Wrestling Club
  • Laurel Schools Back Pack Meal Program
  • Laurel Elementary PTA
  • Laurel High School
  • Laurel School Libraries
  • Laurel Middle School
  • Laurel Middle School PTSA
  • Laurel Senior Celebration
  • Laurel Little League
  • Laurel Youth Soccer
  • LHS “We The People”
  • Laurel High School Food Pantry
  • Newspapers In Education
  • Park City FFA
  • Park City Senior Celebration
  • Rock The Block
  • Rubber Duck Regatta
  • Roberts High School
  • Shrine Circus Tickets for Area Youth
  • Shakespeare In The Park
  • Tournament Hospitality Rooms
  • Tour De Cure

Always focused on you, our members

The Board of Directors appoints the Supervisory Committee composed of four credit union members for a term of one year. The basic function of the Supervisory Committee is to be the guardian of the best interests of all members. The Committee shall make or cause to be made an annual audit and submit a report of that audit to the Board. The Supervisory Committee must act in an independent manner and investigate and resolve member complaints.

In October of every year we host Credit Union Week. We have giveaways, drawings, and refreshments. This is our way of thanking you, our membership. We hope you can find time in your busy schedules to join us for these and other events offered by the credit union.

To have funds wired from another financial institution to SEG Federal Credit Union you must use these exact instructions:

Millennium Corporate Credit Union Routing # 301180111

Beneficiary FI: SEG Federal Credit Union Routing # 292977653

Final Credit to: Account Name at SEG FCU and your account #